Terms & Conditions

Last Updated: February 2026

PREAMBLE

Welcome to ChatArt. Through our website, you can access our company's AI-powered products. By accessing our website you agree to be bound by these Terms of Service (the "Terms").

ChatArt will seek all remedies available to correct and contain violations of these Terms.

DEFINITIONS

"ChatArt", "Service", "Platform", or "We" refers to the AI-powered content generation services operated by Cleverguard Technology Co., Limited, specifically including the website located at www.chatartpro.com (and related subdomains).

"You" or "User" refers to the individual or entity accessing or using the Service.

1. ELIGIBILITY & ACCOUNTS

1.1 Age Requirement

You must be at least 18 years of age to create an account and use the Service.

By creating an account and using the Service, you represent and warrant that you are 18 years of age or older and have the legal capacity to enter into this agreement. We do not knowingly collect personal information from anyone under the age of 13. If we become aware that we have collected data from an individual under 13, we will take steps to delete that information and their account.

1.2 Account Registration & Security

To access certain features, you may be required to register an account. You agree to provide accurate, current, and complete information during the registration process. You are responsible for maintaining the confidentiality of your account password and for all activities that occur under your account. You agree to notify ChatArt immediately of any unauthorized use of your account.

1.3 Updates to Terms

We may change these terms and conditions, as well as the products, prices, and services on this website, at any time. If we make material changes, we may notify you by revising the date at the top of the Terms. Your continued use of the Service following the posting of changes constitutes your acceptance of such changes.

2. PRIVACY POLICY

2.1 Reference to Privacy Policy

Your privacy is important to us. ChatArt's Privacy Policy explains how we collect, use, and share your personal data (including your Inputs and device information) and protect your privacy when you use our services. By using our services, you agree to be bound by our Privacy Policy.

2.2 Consent to Data Processing

By using our Services, you acknowledge that AI generation requires processing your Inputs (text, images, videos, audio) through our servers and AI models. You explicitly consent to such processing.

3. LICENSE GRANT & RESTRICTIONS

3.1 License Grant

Subject to your compliance with these Terms and payment of any applicable subscription fees, ChatArt grants you a limited, non-exclusive, non-transferable, non-sublicensable, and revocable license to access and use the ChatArt website and web-based services via a web browser for your personal or internal business purposes.

3.2 License Restrictions

When using this Service, you shall NOT:

• 1. Use this Service to develop or improve products that compete with ChatArt;
• 2. Obtain content or data generated by the Service by improper means (e.g., scraping, automation);
• 3. Reverse engineer, reverse assemble, or attempt to crack the source code of this Service;
• 4. Remove, obscure, or alter any copyright notices, trademarks, or other proprietary rights notices affixed to or contained within the Service.
• 5. Remove, obscure, or alter any labels, watermarks, or metadata applied by ChatArt that identify the Output as artificially generated or manipulated (e.g., "@ ChatArt" labels).

3.3 No Support Obligation

ChatArt is not obligated by these Terms to provide you with any technical support services relating to the Licensed Services.

4. INTELLECTUAL PROPERTY & OWNERSHIP

4.1 Ownership of ChatArt Platform (Background IP)

All contents of the ChatArt Platform (excluding User Inputs and Outputs) are subject to the copyright of ChatArt. Generally, you may not reproduce any portion of this website without our prior written permission.

4.2 User Inputs

You retain all rights to the text prompts, images, videos, audio, or other data you upload or input into ChatArt ("Inputs").

You must ensure that the Input data is legal and compliant, and that you have the legal right to use the data or have obtained the necessary authorization. You hereby grant ChatArt a non-exclusive, worldwide, royalty-free license to use, process, and display your Inputs solely for the purpose of generating the Content you request.

4.3 Assignment of Outputs (AI-Generated Content)

ChatArt acknowledges that you use our AI tools (AI Music, AI Video, AI Image, AI Write, AI Effects) to create content. Subject to your compliance with these Terms and your subscription status:

• 1. Assignment: ChatArt hereby assigns to you all of its right, title, and interest in and to the specific content generated by the Service based on your Inputs ("Outputs").
• 2. Commercial Use: You are free to use, publish, and monetize these Outputs for personal or commercial purposes (e.g., social media, marketing, monetization).
• 3. Similarity Disclaimer: You acknowledge that AI generation is pattern-based. ChatArt does not guarantee that the Outputs will be unique across all users. You agree not to enforce any copyright against other users for coincidental similarities in AI-generated content.

4.4 Feedback

If you provide us with your feedback, suggestions, or ideas, we are free to use that feedback without restriction. By giving us your feedback, you also agree that ChatArt will not compensate you for your idea, suggestion, or criticism.

4.5 Copyright Complaints (DMCA)

If you believe that your intellectual property rights have been infringed, please send notice to the address below or via email. We may delete or disable content that we believe violates these Terms or is alleged to be infringing, and we will terminate the accounts of repeat infringers where appropriate.

ChatArt Legal Dept. / Copyright Agent
Email: 【chatart-support@support-imf.com】

Written claims concerning copyright infringement must include the following information:

• 1. A physical or electronic signature of the person authorized to act on behalf of the owner of the copyright interest;
• 2. A description of the copyrighted work that you claim has been infringed upon;
• 3. A description of where the allegedly infringing material is located on our site so we can find it (e.g., URL);
• 4. Your address, telephone number, and e-mail address;
• 5. A statement by you that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
• 6. A statement by you that the above information in your notice is accurate and, under penalty of perjury, that you are the copyright owner or authorized to act on the copyright owner's behalf.

5. USER CONDUCT & RESTRICTIONS

5.1 Prohibited Content & Activities

When using ChatArt, you agree not to create, post, or share any content that violates applicable laws or the rights of others. It is prohibited to produce, upload, publish, and disseminate the following types of information or behaviors:

• 1. Illegal Acts: Violation of internationally recognized laws, regulations, local laws of the target market, or promoting illegal activities. This includes trading in restricted goods (e.g., drugs, firearms, stolen goods) or promoting criminal acts.
• 2. Hate Speech & Violence: Content that promotes discrimination, disparages, or incites hatred against individuals or groups. Content that promotes extreme violence or terrorism, or depicts animal cruelty.
• 3. Self-Harm: Content that encourages, depicts, or provides instructions on how to self-harm or commit suicide, or promotes eating disorders.
• 4. Pornography (Zero Tolerance): Content that is sexually explicit or pornographic. We have a ZERO-TOLERANCE policy for Child Sexual Abuse Material (CSAM) and Non-Consensual Intimate Imagery (NCII). Any user generating or distributing CSAM or NCII will be banned and reported to authorities immediately.
• 5. Fraud & Financial Exploitation: Content promoting pyramid schemes, "get rich quick" schemes, multi-level marketing (MLM), or other financial fraud.
• 6. Infringement: Content that infringes on the rights of others (privacy, intellectual property rights, etc.).
• 7. Harmful Misinformation (AI Specific): Content intended to deceive or mislead others, such as generating fake official documents, promoting scams, or creating malicious "deepfakes" of real persons without consent.
• 8. Academic Dishonesty: Using the AI Write feature to generate academic essays or papers for the purpose of cheating or plagiarism.
• 9. Prohibited AI Practices: Social Scoring, Real-time Biometric Identification, etc.

5.2 Specific Feature Guidelines

In addition to the general prohibitions in Section 5.1, the following specific rules apply to the corresponding AI tools. Any violation of these specific guidelines constitutes a "Severe Violation" under Section 6.3 and may result in immediate termination of your account without prior notice.

A. Text-Based AI Tools (Includes: AI Chat, AI Search, Novel Writer, Writing Tools, and any future text-based generation features)

• 1. No Erotic or Hateful Literature: While we encourage creative writing via Novel Writer or similar tools, you are strictly prohibited from generating sexually explicit literature (erotic fiction, non-consensual sexual fantasies), hate speech manifestos, or content promoting extremist ideologies.
• 2. Accuracy Disclaimer (AI Hallucinations): You acknowledge that AI Chat and AI Search features may produce inaccurate, outdated, or "hallucinated" information. ChatArt is not responsible for errors in AI-generated responses. You should strictly verify all facts independently.
• 3. No Professional Advice: You agree not to rely on the Output for professional medical, legal, financial, or investment advice.
• 4. Academic Integrity: You represent and warrant that you will not use Writing Tools to generate academic essays, term papers, or dissertations for the purpose of submitting them as your own work (plagiarism) or cheating.

B. Visual AI Tools (Includes: Text to Video, Image to Video, Extend Video, Video Effects, Text to Image, Image to Image, Image Effects Tools, and any future visual generation or editing features)

• 1. Rights to Source Material: For features requiring uploads (e.g., Image to Video, Extend Video), you warrant that you own the copyright and rights of publicity for any source material you upload. Uploading photos of third parties to generate derivative works without their explicit consent is strictly prohibited.
• 2. No Deepfakes or Impersonation: You may not use these tools to create realistic depictions of politicians, public figures, or private individuals in misleading, defamatory, or compromising situations (Deepfakes).
• 3. Content Safety (NSFW & Gore): You strictly may not generate content depicting: (a) sexual nudity or sexual acts; (b) realistic extreme violence, gore, or mutilation; (c) Child Sexual Abuse Material (CSAM); (d) Non-Consensual Intimate Imagery (NCII).
• 4. Truthfulness: You shall not remove any "AI Generated", "@ChatArt", or other ChatArt-applied watermarks or metadata from the Output, nor present AI-generated visuals as authentic recordings of real-world events.

C. Audio AI Tools (Includes: AI Music Generation and any future audio synthesis features)

• 1. Copyrighted Inputs: You may not input lyrics, melodies, or audio samples from existing copyrighted songs to create infringing derivative works.
• 2. Voice Cloning & Deception: You may not attempt to generate vocals or audio that deliberately mimics specific real-world artists or individuals for the purpose of deception or misappropriation of identity.

D. New & Experimental Features

ChatArt may introduce new AI features from time to time. Any new feature that falls under the categories of text, visual, or audio generation is automatically subject to the respective guidelines above. For any feature not explicitly listed, the general prohibitions in Section 5.1 shall apply.

6. USER-GENERATED CONTENT (UGC) & MODERATION

6.1 Responsibility for Your Content

All content created, submitted, or posted by users through the AI generation features is considered "User-Generated Content" (UGC).

You are solely responsible for the UGC you create and post. You assume all risks associated with your UGC, including anyone's reliance on its quality, accuracy, or reliability.

6.2 Content Moderation & Enforcement

To maintain a safe community:

• 1. Filtering: We employ a combination of automated filtering systems and human moderators to monitor UGC.
• 2. Right to Review and Remove: We reserve the right to screen, review, or delete any User Content at our sole discretion. This specifically includes, without limitation, any AI-generated videos, images, text, audio, or other content created via ChatArt that we determine violates these Terms, applicable laws, or third-party rights.
• 3. Reporting Mechanism: If you find content published by other users that may infringe your rights or violate laws, you can report it via email (【chatart-support@support-imf.com】).

6.3 Enforcement Policy

ChatArt reserves the right to take appropriate action against violators. We handle violations by level based on the cumulative number of violations:

• 1 Violation: Delete the content and issue a warning or reminder.
• 2 Violations: Mute the account or restrict feature usage (1-3 days, depending on the situation).
• 3 Violations: Mute the account or restrict feature usage (7 days or more).
• More than 3 Violations: Permanently ban the account and terminate services.

Immediate Termination: Notwithstanding the above guidelines, ChatArt reserves the right to immediately suspend or terminate your access to the Service without prior notice if you commit a severe violation (including but not limited to CSAM, NCII, fraud, or illegal acts) or repeatedly violate these Terms.

7. SUBSCRIPTION & PAYMENTS

7.1 Subscription & Renewal

You may subscribe to the service in accordance with the applicable terms. You have the right to cancel your subscription at any time. Should you choose to cancel, your current subscription will remain valid until the end of the current billing cycle, after which no further charges will be incurred. Upon expiration, your account access will be restricted to the platform's free version.

7.2 Direct Payments

For subscriptions purchased directly through the ChatArt Website:

• 1. Billing: Payments are processed securely by our payment partners.
• 2. Refunds: Refund requests are subject to our specific Refund Policy displayed at checkout. Generally, digital goods are non-refundable once the service has been used.

8. DISCLAIMERS

8.1 General "AS IS" Disclaimer

ChatArt provides the services on an "AS IS" and "AS AVAILABLE" basis.

THE SERVICES ARE PROVIDED WITHOUT WARRANTY OF ANY KIND. WE AND OUR LICENSORS EXPLICITLY DISCLAIM ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, QUIET ENJOYMENT AND NON-INFRINGEMENT.

ChatArt does not warrant the accuracy, timeliness, or completeness of the content generated by the services.

8.2 Specific Disclaimer for AI Functions

• 1. No Professional Advice: The generated content is for reference only and does not constitute legal, medical, or other professional advice. You are responsible for determining the suitability and accuracy of the content for your specific purposes.
• 2. AI Accuracy & Hallucinations: Although ChatArt uses advanced algorithms, AI may produce inaccuracies ("hallucinations"), unreasonable statements, or potentially uncomfortable material. The generated content does not reflect our official stance or opinions.
• 3. Visual Artifacts: For AI Image/Video/Effects, you acknowledge that outputs may contain visual flaws, distortions, or physical inconsistencies.
• 4. You acknowledge and agree that you are interacting with an Artificial Intelligence system. The content you perceive (text, audio, video, or other content created) is generated by machine algorithms and not by human beings.

9. LIMITATION OF LIABILITY & INDEMNIFICATION

9.1 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CHATART SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY.

ChatArt disclaims all liability for any loss, damage, or harm resulting from the use or misuse of the services by users. In no event shall ChatArt's aggregate liability exceed the amount you paid to ChatArt in the past twelve (12) months.

9.2 Indemnification

You agree to indemnify, defend, and hold harmless ChatArt (【Cleverguard Technology Co., Limited】) and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with:

• 1. Your access to or use of the Services;
• 2. Your User Content (Inputs or Outputs) infringing any third-party rights (IP, privacy, portrait rights);
• 3. Your violation of these Terms.

10. GENERAL PROVISIONS

10.1 Trademarks

"ChatArt" is registered trademarks of ChatArt. You may not use these trademarks for any content, software, or product that is not produced by us without permission.

10.2 Links to Other Websites

While browsing our website, you may access links to third-party websites. We have no control over these properties and cannot endorse their content. You are fully responsible for your visit to third-party websites.

10.3 Governing Law

These Terms of Service shall be governed by and construed in accordance with:

• 1. Colorado, USA: For users residing in or accessing the Services from Colorado.
• 2. Asia-Pacific Region: The applicable local laws of the user's jurisdiction (e.g., Japan, South Korea).
• 3. Hong Kong Special Administrative Region: For all other users.

In the event of any conflict or discrepancy between any local applicable laws and these Terms, the laws of the Hong Kong Special Administrative Region shall take precedence.

10.4 Dispute Resolution

Any dispute, controversy, difference or claim arising out of or relating to this contract, including the existence, validity, interpretation, performance, breach or termination thereof shall be referred to and finally resolved by arbitration administered by the Hong Kong International Arbitration Centre (HKIAC) under the HKIAC Administered Arbitration Rules in force when the Notice of Arbitration is submitted. The seat of arbitration shall be Hong Kong. The number of arbitrators shall be one.

10.5 Contact Information

ChatArt is operated by 【Cleverguard Technology Co., Limited】

HK Office: 【UNIT 720, 7/F STAR HOUSE 3 SALISBURY ROAD TSIM SHA TSUI HK】

Email:【chatart-support@support-imf.com】